The Proven Leader in Death Audit & Total Population Intelligence

Behind every policy is a promise—to policyholders, beneficiaries, and regulators. Delivering on that promise requires more than data. It demands certainty, speed, and trust. 

Berwyn is the proven leader in death audit and total population intelligence, helping insurance organizations confidently identify decedents, locate beneficiaries, and maintain accurate records across the entire policy lifecycle. In an environment defined by fragmented regulations, inconsistent data, and growing reputational risk, Berwyn ensures no obligation is overlooked. 

98%

Client Renewal Rate

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45M

Lives Monitored

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40,000+

Obituary Sources

The Challenge

Insurance carriers today face a complex and evolving landscape: 

  • A patchwork regulatory environment with inconsistent standards and market conduct expectations across the country 
  • Incomplete, outdated, and conflicting data sources hampered by legacy platforms, exacerbated by insurer transactions and orphaned policies. 
  • Unreported deaths leading to fraud, overpayments, operational inefficiencies and reserve inaccuracies 
  • Difficulty locating beneficiaries and maintaining ongoing population accuracy 
  • Increasing pressure to protect brand reputation while ensuring compliance 

Traditional approaches—often built on fragmented data and probabilistic assumptions—are no longer sufficient. 

We’re the difference-makers helping uncover insights that fuel informed decisions with renowned data accuracy and precision. We become an extension of your team, without costly or disruptive integrations into your workflow, powered by innovation and trusted intelligence that bring your policyholder promises to life.

Life Insurance

Behind every unclaimed policy is a story. Honoring these stories goes beyond compliance—it changes lives by ensuring benefits reach the right hands. As regulations tighten, the degradation of the DMF continues and reputational risks grow, making sure no beneficiary is missed has never mattered more. With Berwyn, you have a trusted partner protecting your reputation and those you serve.

Long-Term Care & Disability Income

Getting it right means more than accuracy—it means connecting what truly matters. Berwyn aids insurers by uncovering thousands of unreported deaths, saving millions in overpayments, rooting out fraud and releasing unnecessary reserves. 

PRT & Annuities

These commitments are built on trust and endurance—promises that extend across decades and generations. Reliable, accurate data sustains that trust, ensuring that plan sponsors remain connected with participants, annuitants, and beneficiaries over time. Berwyn identifies 98% of decedents and missing participants, empowering timely communication, responsible risk management, and the delivery of benefits that honor lifelong commitments and enduring legacies. 

Property & Casualty (P&C)

Speed and accuracy drive better outcomes. CertiDeath®, delivers confirmed death alerts in 5–7 business days, enabling P&C insurers to detect fraud sooner, prevent improper payments, and maintain pricing and reserve accuracy. Accelerated death detection helps carriers rewrite risk, close claims faster, and operate with confidence—ensuring timely, accurate payments, minimizing disputes, and allowing policies to be promptly reassessed for the benefit of both insurers and policyholders. 

Why it Matters

Accuracy builds trust. Speed drives action. Certainty protects reputations. 

Berwyn empowers insurers to: 

  • Strengthen compliance and governance 
  • Reduce fraud and financial leakage 
  • Improve reserve and pricing accuracy 
  • Ensure benefits reach the right people 
  • Protect brand integrity and customer trust 

The Berwyn Solution

We deliver a comprehensive, validated approach to death identification and population management—combining decades of experience and investments in this specialized craft with advanced data science, layered data sourcing, and rigorous human validation to produce industry-leading outcomes.

What sets Berwyn apart:

  • Obituary data independence—free from third-party reliance, our proprietary, deeply historical dataset ensures unmatched coverage, consistency, and trusted market-leading quality. 
  • Industry-leading false positive rate, backed by service-level agreements 
  • Superior coverage driven by a layered data strategy and human validation 
  • Deterministic, validated results that go beyond probabilistic matching 
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Introducing Total Population Intelligence

CertiCensus® for Insurance

The industry’s most advanced death identification tool, CertiDeath®, is at the core of Berwyn’s solution: 

  • Validated death identification with unmatched accuracy—98% coverage with 99.9% accuracy
  • Rapid confirmed death alerts (including 5–7 business day turnaround for applicable use cases)
  • Enables fraud detection, payment accuracy, timely claims processing and regulatory compliance 

Next-Level Intelligence and Transformative Insight into Your Population

CertiCensus for Insurance ensures data integrity, comprehensiveness, and accuracy across your population by resolving incomplete, outdated, and inconsistent records—and returning verified updates to keep systems aligned and actionable. 

It enables insurers to connect with relatives and identify beneficiaries through advanced data science, layered sourcing, and rigorous human validation—improving engagement, strengthening coverage completeness, and driving operational efficiency. 

Built on decades of expertise and the proven CertiCensus foundation, this solution delivers a fully connected population with complete, current, and validated records—providing the confidence and clarity to act with precision. 

We’re the difference-makers helping uncover insights that fuel informed decisions with renowned data accuracy and precision. We become an extension of your team, without costly or disruptive integrations into your workflow, powered by innovation and trusted intelligence that bring your policyholder promises to life. 

Product Suite

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Complete Solution

Comprehensive population management.

Our complete population management platform does more than manage data, it helps you stay connected.

Compliant and future ready.

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Verify Deaths

Revolutionary death audit you can trust.

Accelerate claims, improve reserves, and protect your reputation with the industry’s leading death audit solution.

Because every connection matters.

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Locate Policyholders

Your missing policyholder solution, engineered for accuracy.

Add measurable value while reducing administrative burden. Quickly locate missing policyholders with confirmed address updates and regulatory compliance.

Stop searching. Start solving.

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Find Beneficiaries

Connect beneficiaries with the benefits they deserve.

Our team locates 95% of first-degree relatives and 80% of spouse beneficiaries. Fulfill fiduciary duties with detailed verifications and family insights.

Peace of mind—powered by precision.

Don't settle for good enough.

On average we find that over a third of your data is inaccurate with missed deaths 99% of the time upon initial upload. Ask us for a free CertiDeath® analysis and let us show you the value of the industry’s most trusted and robust solution.

Helping you stay connected to the people who count on you.

We know the weight our clients are carrying; every detail matters. We make the complex understandable by removing this weight with timely results so you can focus on what truly matters most, the people behind the data.

Trusted to do more

Expert Insights: Mastering Pension Risk Transfer

Listen to industry experts as they share critical insights on navigating pension risk transfer challenges. Learn how proper data management and policyholder location strategies can make or break your PRT process and discover proven approaches that leading insurance companies use.

Additional Resources

SSA Reverses Course on April 2025 DMF Additions

This change underscores a critical point: accurate interpretation of the DMF requires more than raw data access. Without careful analysis and domain expertise, users might overlook vital contextual clues or atypical data patterns, that can dramatically alter the narrative.

The Berwyn Group Launches CertiDeath Paragon, a Revolutionary Product in the Death Audit Industry

This revolutionary product will significantly reduce or eliminate the need to transfer sensitive Personally Identifiable Information (PII), including Social Security numbers, while aligning with industry regulations.

Death Audit Compliance: How Insurance Professionals Can Stay Ahead of Evolving Regulations

The NAIC’s Valuation of Life Insurance Policies Model Regulation requires mortality rates in reserve calculations to reflect anticipated future mortality without assuming post-valuation improvements. A death audit solution must align with these requirements.

Why partner with Berwyn? Because getting it right means everything.

At Berwyn, innovation drives everything. Our forward-thinking solutions are built to meet the demands of a rapidly evolving industry – from cutting-edge data integrity and cybersecurity to smarter claims management, regulatory agility, and safeguarding your market reputation.

We’re shaping what’s next and have been delivering above and beyond for over three decades. Let us show you how every connection matters and how getting it right starts with the right partner. We’re future-ready—are you?