We See Dead People. Are You Still Paying Them?

Annuities are built for consistency. Payments go out exactly as they should.

Until something changes for the annuitant and no one sees it. When an annuitant passes away and that event isn’t detected, payments don’t stop. They continue. Quietly. Reliably.

And what looks like stability becomes financial leakage and unresolved accounts.

It doesn't show up right away.

At first, it’s just another payment. Then another. Without full visibility—and often relying on incomplete sources like the Social Security Death Master File—there’s no signal that anything is wrong.

When it's found, it's already costly.

By the time the issue surfaces, payments have compounded, recovery becomes difficult, and accounts remain unresolved. Because stopping the payment is only part of the problem.

What happens next is where it breaks down.

Who receives remaining funds? Are beneficiary records accurate? Can they be located?

Often, the answers aren’t clear.

Changing the outcome

CertiCensus for Insurance delivers end-to-end population intelligence—combining industry-leading death identification, data enrichment, and locate capabilities to transform fragmented policyholder data into a reliable, actionable asset. All while reducing the burden of large-scale outreach and operational complexity.

Definitive matches—not maybes.

Unlike probabilistic lists, CertiCensus for Insurance provides clear, verified matches—no guesswork, no extra research.

The result:

Faster claims initiation, fewer missed deaths, and stronger compliance with DOL and unclaimed property requirements.

Find the right people with confidence

92% success rate locating first-degree relatives—ensuring accurate, timely benefit delivery
Verified address intelligence and compliant outreach that reach hard-to-find individuals, locating up to 40% of otherwise unreachable policyholders

Data cleanse & enrichment

Improve data quality across systems:

Fill gaps in key fields—Social Security numbers, dates of birth, and addresses—using proprietary data
Resolve inconsistencies (nicknames, maiden names, spelling errors, outdated records) through advanced matching and standardization
Standardize and enhance records to increase consistency and match rates
Update and verify addresses to improve contactability and reduce return mail

The Proof

We’ve uncovered $3.1B in overpayments with 99.9% accuracy and a 0.03% false positive rate—we’ll find missed deaths, Because every payment should be intentional. We see dead people. And we help you stop paying them.

Why Berwyn

Most organizations believe this is already controlled.

There are processes in place. Vendors may already be engaged. And commonly used sources like the Social Security Death Master File create a baseline that feels reliable.

But when that baseline only captures a portion of actual mortality, the gap isn’t obvious—it’s embedded.

Berwyn pairs broad data coverage with validated identification and extremely low false positives, so payments can be stopped decisively. And when accounts need to be resolved, beneficiary and relative location capabilities ensure the process doesn’t stall.

Because stopping a payment matters. Resolving it completely matters even more.