Mortality Intelligence for Long-Term Care Insurers

Every Connection Matters

Unreported deaths in Long-Term Care (LTC) can create ripple effects:

Overstated reserves tie up capital unnecessarily
Ongoing benefit payments to deceased members create overpayment risk and opportunity for provider fraud
Incomplete mortality data disrupts financial reporting and compliance

The issue isn’t just finding deaths.
It’s validating them accurately, efficiently, and at scale.

Because in LTC portfolios, every connection matters.

Aging policy blocks with limited recent updates
Dependence on Social Security Death Master File (DMF) or traditional obituary monitoring, which can be slow, limited, and inconsistent
Manual verification processes that are resource-intensive
Data gaps that cascade through claims, eligibility, and provider systems

Identifies 98% of deaths—6x more than DMF
Validates deaths with 99.9% accuracy
Reduces claim processing time by up to 60%
Proprietary, automated coverage across tens of thousands of obituary and mortality sources
Trusted by over 2,000 organizations, including ~80% of the largest US insurance carriers
98% client retention rate

Stop unnecessary payouts. Release excess reserves. Strengthen compliance.

Every validated record strengthens capital accuracy.
Every correct exclusion reduces risk.

Missed mortality creates financial exposure every day. Early action ensures:

Start with a focused LTC mortality segment review—fast, accurate, and audit-ready.